May 19, 2020 | Victor Lye, CFA CFP®
We have trained our investment system to cover the 2008 Global Financial Crisis, it is interesting how it navigates a live market crash and ongoing volatility.
Apr 14, 2020 | Victor Lye, CFA CFP®
China's Shanghai Composite and Japan's Nikkei 225 closed at their highest since mid March 2020. Is this sharp recovery for real?
Apr 7, 2020 | Victor Lye, CFA CFP®
In typical gambling behaviour, people are mostly heading for the exits because they have lost everything (including what they won previously).
March 30, 2020 | Victor Lye, CFA CFP®
Yes, Covid-19 is different from the causes of previous crises. There is deliberate policy-induced economic contraction – unlike other crises.
March 30, 2020 | Victor Lye, CFA CFP®
The IMF is forecasting a global recession in 2020. On the bright side, some analysts are forecasting a recovery as early as the third quarter of 2020.
March 9, 2020 | Victor Lye, CFA CFP®
Greed and fear are the driving forces behind buying and selling decisions. We buy when there is an excessive greed. We sell when there is an excessive fear.
March 2, 2020 | Victor Lye, CFA CFP®
Major benchmark indices such as the Dow, S&P 500 and Nasdaq had the worst week since the Global Financial Crisis of October 2008. The CNN Fear And Greed Index has retraced from extreme greed levels in January to deep fear levels.
February 25, 2020 | Yi-Chen Chia, CFA CAIA FRM
Despite the world fighting the Covid-19 outbreak, SquirrelSave's portfolios are still showing positive performance. Our investments are well-diversified across global markets; mainly allocated to US REITS, US stocks, and China A-shares.
January 30, 2020 | Victor Lye, CFA CFP® & Yi-Chen Chia, CFA CAIA FRM
As with any flu outbreak, there will likely be an acceleration in the number of infections before it peaks and slows down. In the meantime, stay away from high-risk areas, practice good personal hygiene and use common sense. But what about our investments?
November 1, 2019 | Victor Lye, CFA CFP®
In the investment world, those who have more money pay the lowest fees. Those who have less money to invest - pay much more. It’s painful to see how these small investors are fleeced every day.
Victor Lye, CFA CFP®, Yi-Chen Chia, CFA CAIA FRM
Section 1: Introduction
Section 2: Pivot’s Factor Modelling with Machine Learning Analytics
Section 3: Portfolio Optimization on Pivot’s Factor Model
Section 4: Personalized Solution – Dynamic Advisory and Rebalancing
Aug 10, 2019 | Victor Lye, CFA CFP®
The global risk outlook has risen compared to 3 months ago. Concerns over global growth remain high amidst trade war fallout fears. Gold touched fresh multiyear highs while bond yields continue to fall. Negative interest rates threaten wiggle room for policy actions.
Jun 13, 2019 | Victor Lye, CFA CFP®
Internet social media has shifted the way news or facts are delivered and perceived – with profound implications for the way we should invest. I am asked by many these days about the implications for their investments because of the news frenzy about the USA-China trade war. I can understand the anxiety. Yet, I need to remind ourselves about our human short-term memories.
May 21, 2019 | Victor Lye, CFA CFP®
When investors ask me what I do, I cheekily tell them that I intend to replace their human investment manager. They think I am doing a marketing pitch for them to appoint me as their investment manager. When I clarify that I am not proposing myself in place of their investment manager and add that I am not claiming to be better than their investment manager, they get puzzled and curious.
May 7, 2019 | Victor Lye, CFA CFP®
Many years ago, when I was a stockbroker, I researched companies listed on various stock exchanges. Based on my research, I would recommend buying or selling the listed shares of specific companies to professional fund managers who typically managed unit trusts or mutual funds.
Victor Lye, CFA CFP®
In this White Paper, we share how SquirrelSave breaks new ground with gamification of risk profiling to restore some order to the muddied world of personal investing.
April 18, 2019 | Victor Lye, CFA CFP®
If you are new to investing, it can be very intimidating. Not everyone is schooled in finance or accountancy. Even for first-timers schooled in finance or accountancy, it can be confusing. Not everyone has the same gung-ho risk attitude. Yet there is a fear of losing out when you hear boasts from people who say how much money they made from investing.
April 11, 2019 | Victor Lye, CFA CFP®
For too long, investing has lost its way. With so many financial products and hard-selling, we risk paying too much for something unsuitable. It is an uneven playing field. Yet, we are to blame.
April 5, 2019 | Victor Lye, CFA CFP®
Many people say they invest. But they are really gambling or speculating! What aboout you? The difference in investing, gambling and speculating is in the underlying personal behavior which depends on attitudes towards the risks involved.