EMERGING FROM A BRUTAL APRIL 2022…
May 6, 2022
Our SquirrelSave AI algorithms have steered our lower risk reference portfolios to show positive returns of 1.9% to +2.5% for the trailing 3 months & +0.6% to +4.2% for trailing 12 months up to 30 April 2022. This is remarkable given how most other competitors have shown negative returns for the same periods.
SquirrelSave AI outperforms: +2.6% to +4% returns in March 2022!
Apr 6, 2022
Our 12 Feb 2022 blog, “SquirrelSave AI seems to know something’s happening” highlighted how our SquirrelSave AI in Jan 2022 boldly sold out of Fixed Income investments and invested heavily in Gold/Commodities for the lower risk Conservative & Balanced reference portfolios.
HOW SQUIRRELSAVE AI RISK-MANAGED PORTFOLIOS PERFORMED OVER TIME
Apr 1, 2022
Unlike other well-advertised competitors, SquirrelSave has focused on its 100% AI system to deliver value to our clients.
COMPARE AI-DRIVEN vs HUMAN-DRIVEN INVESTMENT DECISIONS
Mar 28, 2022
The recent market correction since Dec 2021 into Jan/Feb 2022 revealed how our investment AI system managed downside risks across our lowest risk to highest risk portfolios.
SquirrelSave Conservative Portfolio up +3.65% for the month of Feb & 0.10% YTD
Mar 11, 2022
In our 12 Feb 2022 blog, “SquirrelSave AI seems to know something’s happening”, we shared our quant AI team’s observation of SquirrelSave AI switching boldly out of Fixed Income instruments into Gold and Commodities – particularly for the lower risk Conservative & Balanced reference portfolios.
Insights Into SquirrelSave AI’s Dynamic Asset Allocation
Mar 3, 2022
In this blog, we share insights into SquirrelSave AI which helped our low-risk reference portfolio achieve +3.24 per cent growth in the month of February 2022!
What the Russia-Ukraine Crisis Means For Savvy Investors
Feb 24, 2022
After months of brazen military build on the Ukraine borders, the Russia-Ukraine standoff has moved from words to aggressive actions. We hope war and conflict can be averted. But that is not to be.
SquirrelSave AI seems to know something’s happening
Feb 12, 2022
The Jan 2022 market correction resulted in the SquirrelSave AI algorithms rebalancing the various reference portfolios.
SquirrelSave ONE Dollar Reference Portfolios
Feb 5, 2022
As SquirrelSave offers global portfolios from as low as ONE Dollar, we showcase the ONE Dollar portfolios below.
SquirrelSave Reference Portfolios riding out short term volatility
Feb 5, 2022
Volatile start to 2022 for both equity and bond markets
5 Investing Insights & Strategies From Chinese New Year Games
Feb 3, 2022
Gambling is a huge part of the Chinese New Year festivities. Pick up some investment knowledge while enjoying these popular CNY games!
3 Smart Ways to Grow Your Child’s HongBao Money
Jan 19, 2022
Financial literacy and saving for a rainy day is a life skill that you, as parents, should start teaching your young children.
SquirrelSave - Looking Ahead as we begin 2022
Jan 8, 2022
Is the market going to crash again like when Covid caused global panic in Feb 2020? Will the USA Federal Reserve move to start increasing interest rates crash the markets? You get the picture.
SquirrelSave ONE Dollar Reference Portfolios
+12% & +17% during Jan-Dec 2021
+19% & +31% in 18 months since May 2020
Jan 8, 2022
SquirrelSave offers global portfolios from as low as ONE Dollar. No more excuses!
SquirrelSave Reference Portfolios Outperform Significantly in 2021
Delivered +14% to +25% Returns for whole year 2021
Jan 8, 2022
December 2021 saw jittery markets as the US Federal Reserve signaled an end to monetary easing. Inflation fears continue. Omicron threatened more infection waves.
SQUIRRELSAVE INVESTMENT OUTLOOK 2022
Dec 21, 2021
Covid-19 saw dramatic expansionary fiscal and monetary policies across the world in 2020 and 2021.
7 Ways SquirrelSave AI is Revolutionising Investing
Dec 13, 2021
Frequently dubbed one of the "next big things in tech", Artificial Intelligence (AI) applications have significantly evolved. From search engines to money management, AI brings unique solutions and possibilities to the table with its ability to harness vast amounts of data and make inferences about new data – beyond human capabilities.
SquirrelSave Reference Portfolios Doing Well Despite Headwinds
Delivered +15% to +25% Returns YTD end-Nov 2021
Dec 3, 2021
November saw US equity markets setting new record highs but fell abruptly at month-end due to fears over the emerging Omicron Covid-19 variant, stubbornly high inflation due to global supply constraints and worries about the Federal Reserve’s next steps.
SquirrelSave ONE Dollar Reference Portfolios
+14% & +19 during Jan-Nov 2021
+21% & +33% in 18 months since May 2020
Dec 3, 2021
We track two actual ONE Dollar SquirrelSave portfolios which started in May 2020.
Invest in the Best Gift for Your Loved Ones this Christmas
Nov 11, 2021
Gifting season is here! Want more meaning & value from your gift spending? Then get SquirrelSave's Gift-a-Portfolio! Ideal for family, loved ones and friends, SquirrelSave Gift-a-Portfolio grows financial security for life.
SquirrelSave Reference Portfolios Racing Ahead!
+13% to +21% (Jan-Oct 2021)
Nov 5, 2021
SquirrelSave’s Reference Portfolios have risen +13% to +15% in the first 10 months of 2021, much higher than the estimated low single digits by competitors.
SquirrelSave ONE Dollar Reference Portfolios
+12.3% & +15.2% in first 10 months of 2021
+19% & +29% in 17 months since May 2020 inception
Nov 1, 2021
We set up two actual ONE Dollar SquirrelSave portfolios in May 2020.
8 Ways To Build Your Child's Financial Literacy
Oct 5, 2021
Here are some ways you can develop your child's financial literacy habits from an early age.
Sep 2021 SquirrelSave Reference Portfolios Outperform
+11% to +15% YTD end-Sep 2021
Oct 5, 2021
Seasonally, September tends to be the worst performing month of the year. SquirrelSave has managed to perform well despite headwinds.
SquirrelSave ONE Dollar Portfolios:
Update +18% & +26% in 15 mths!
Sep 6, 2021
We designed SquirrelSave to start investing from ONE Dollar that we can help the unbanked millions, and those badly served with expensive financial products.
End-Aug 2021
SquirrelSave Performance Update
Reference Portfolios Edge Up Further in Aug 2021
+13% to +19% YTD end-Aug 2021
Sep 6, 2021
We are pleased to report that SquirrelSave reference portfolios rose further in Aug 2021, beating some other competitors significantly this year.
SQUIRRELSAVE PERFORMANCE UPDATE
Reference Portfolios +12% to +16% YTD end-July 2021
Aug 5, 2021
On the back of very good returns for the first 6 months of 2021, our SquirrelSave reference portfolios rose further in July 2021.
INVESTMENTS AS A MEANINGFUL GIFT FOR A FRIEND OR A LOVED ONE!
Jul 27, 2021
Wouldn’t it be good to teach the virtue of sharing or saving instead of spending?
Why not give an investment portfolio to friends and family instead of buying the usual gifts?
SquirrelSave ONE Dollar Portfolios: +16% & +22% in 13 mths!
Jul 1, 2021
Over many years of investing experience, I realised that we are after all, human. Instead of really investing, we are mostly speculating and timing the markets.
SQUIRRELSAVE: +11% to +13% IN FIRST HALF 2021
Jul 1, 2021
In our end-May 2021 blog, we talked about being disciplined and quantitative, instead of following traditional investment folklore. Data proves it is better to stay invested instead of timing markets. That’s why we created SquirrelSave AI to track markets 24/7.
MY SQUIRRELSAVE PORTFOLIO: +35% in 25 months
Jun 26, 2021
Last night, someone who had read my blog dated 2 April 2021 asked about my SquirrelSave portfolio…
GLOBAL VACCINATION CHALLENGE & GROWING INTEREST IN CRYPTO ASSETS
Jun 5, 2021
As we closed the first week of June, the leading USA exchanges were boosted by better-than-expected jobs data. The flagship Dow Jones Industrial Average (DJIA) and S&P 500 hovered around recent record highs while the Nasdaq Composite which had experienced a tech selloff recovered.
SELL IN MAY & GO AWAY?
May 31, 2021
There is a popular saying, "Sell in May and go away”! While we investment folks may call it folklore (no pun intended 😊), SquirrelSave’s investment team takes a quantitative approach to make sense of it.
LATEST! APRIL SQUIRRELSAVE PERFORMANCE: UP +7.3% TO +8.6%
Apr 30, 2021
Following our first quarter 2021 performance update, SquirrelSave is pleased to see that our Tactical Asset Allocation (TAA) adjustments are delivering good results!
SQUIRRELSAVE PORTFOLIOS ARE UP +5.7% TO +7.0% IN FIRST QUARTER 2021
Apr 13, 2021
At SquirrelSave, we use data-driven Artificial Intelligence (AI) and Machine Learning (ML) techniques to optimize portfolio returns within projected risk parameters.
MY SQUIRRELSAVE PORTFOLIO: +27% in 22 months (+14% per annum)
Apr 2, 2021
As at end-Mar 2021, my SquirrelSave portfolio is up +27% since June 2019 (or 14% p.a)… Here, you can see that my portfolio which started in June 2019 with just SGD 15,000 is now worth almost SGD 19,000.
Pandemic One Year on with Vaccines, Global Recovery & Rise of Crypto...
Mar 16, 2021
All of us still breathing should give pause to mourn those who have perished during this pandemic. Going forward, we must be mindful of the immense and uneven suffering wrought by Covid-19.
Go Digital & Gift a Squirrelsave Hongbao this “Niu” Year!
Feb 8, 2021
As we kick off the “Niu” Year of the Ox, SquirrelSave invites you to go digital and gift a SquirrelSave investment portfolio – instead of a cash Hongbao.
Stay Invested & Reap Better Returns
Jan 20, 2021
After years in investments, I realised that there was a limit to my capability. There is only so much information I can process within a given time. Yet, the world of investing was getting more complex.
How did My Squirrelsave Portfolios Do in 2020?
Jan 4, 2021
As we start investing for 2021, let’s review my SquirrelSave portfolios which I set up along the way since 2019.
As 2020 closes, what lies ahead for global investment markets?
December 10, 2020
Investment markets are expecting Biden to be sworn in as the next US President on 20 Jan 2020 - assuming Trump does not upset the apple cart. Investment markets do not like uncertainty.
Blistering November Gains for Stock Markets Even As Covid Rages On
December 1, 2020
Enthusiasm about vaccines drove USA stock markets to record highs in November 2020.
Risk Management Still Critical - As It Always Has @ SquirrelSave
November 1, 2020
In the past two weeks, the stock market has become choppy. Headlines scream about the largest fall since whenever. That’s obvious, right?
The Best Time to Invest?
October 7, 2020
Sorry to burst your bubble. There is no such thing as the best time to invest, unless you are a historian.
Market Update – 1 Sep 2020
September 1, 2020
August 2020 has seen a recovery. While DJIA remains around 4% below its pre-Covid high, the S&P500 has finally broken through and setting new record highs.
Anyone Can Enjoy Smart Investing – Starting From One Dollar
August 31, 2020
A one dollar global portfolio? Yes! SquirrelSave is designed to help anyone invest with low cost, using the power of AI and global diversification.
Time to Take Stock of Investing (no pun intended)
August 14, 2020
Since our launch, we had a decent ride managing market risks using our machine learning AI engine. The Covid crash showed that our system is crash-proof.
Glad that SquirrelSave is Navigating Smartly Amidst this Crisis
July 25, 2020
Two weeks since I wrote about SquirrelSave’s bold allocation to Gold in my portfolio (and yours too, if you are a SquirrelSave client), Gold continues to rise.
Shhh!!! My SquirrelSave Portfolio Seems o Know Something About Gold
July 10, 2020
5-Year chart shows that gold is suddenly doing well in June 2019. 10-Year chart shows that gold is now back to its previous peak seen in Aug 2011.
How My SquirrelSave Portfolio Behaved Through the Covid-19 March 2020 Market Crash
May 19, 2020
We have trained our investment system to cover the 2008 Global Financial Crisis, it is interesting how it navigates a live market crash and ongoing volatility.
Sharp Recovery Since the Covid-19 Crash
Apr 14, 2020
China's Shanghai Composite and Japan's Nikkei 225 closed at their highest since mid March 2020. Is this sharp recovery for real?
Getting It Right: Realised and Unrealised Gains/Losses
Apr 7, 2020
In typical gambling behaviour, people are mostly heading for the exits because they have lost everything (including what they won previously).
Is Covid-19 different from the past crisis?
March 30, 2020
Yes, Covid-19 is different from the causes of previous crises. There is deliberate policy-induced economic contraction – unlike other crises.
Covid-19: Defining Your Investment Experience
March 30, 2020
The IMF is forecasting a global recession in 2020. On the bright side, some analysts are forecasting a recovery as early as the third quarter of 2020.
Covid-19: Has Fear Run Ahead of Markets?
March 9, 2020
Greed and fear are the driving forces behind buying and selling decisions. We buy when there is an excessive greed. We sell when there is an excessive fear.
Market Update Mar 2020
March 2, 2020
Major benchmark indices such as the Dow, S&P 500 and Nasdaq had the worst week since the Global Financial Crisis of October 2008. The CNN Fear And Greed Index has retraced from extreme greed levels in January to deep fear levels.
SquirrelSave portfolios are doing fine despite Covid-19
February 25, 2020
Despite the world fighting the Covid-19 outbreak, SquirrelSave's portfolios are still showing positive performance. Our investments are well-diversified across global markets; mainly allocated to US REITS, US stocks, and China A-shares.
How Covid-19
Affects Investment Strategy
January 30, 2020
As with any flu outbreak, there will likely be an acceleration in the number of infections before it peaks and slows down. In the meantime, stay away from high-risk areas, practice good personal hygiene and use common sense. But what about our investments?
Stop Paying
for Bad Performance
November 1, 2019
In the investment world, those who have more money pay the lowest fees. Those who have less money to invest - pay much more. It’s painful to see how these small investors are fleeced every day.
Whitepaper: SquirrelSave’s
F.A.M.E
[Factor Analytics Machine Learning Engine]
Victor Lye, CFA CFP®, Yi-Chen Chia, CFA CAIA FRM
Contents
Section 1: Introduction
Section 2: Pivot’s Factor Modelling with Machine Learning Analytics
Section 3: Portfolio Optimization on Pivot’s Factor Model
Section 4: Personalized Solution – Dynamic Advisory and Rebalancing
Market Update Aug 2019
Aug 10, 2019
The global risk outlook has risen compared to 3 months ago. Concerns over global growth remain high amidst trade war fallout fears. Gold touched fresh multiyear highs while bond yields continue to fall. Negative interest rates threaten wiggle room for policy actions.
Smart Investing with
Global Diversification at SquirrelSave
Jun 13, 2019
Internet social media has shifted the way news or facts are delivered and perceived – with profound implications for the way we should invest. I am asked by many these days about the implications for their investments because of the news frenzy about the USA-China trade war. I can understand the anxiety. Yet, I need to remind ourselves about our human short-term memories.
Why Replace The Human
Investment Manager?
May 21, 2019
When investors ask me what I do, I cheekily tell them that I intend to replace their human investment manager. They think I am doing a marketing pitch for them to appoint me as their investment manager. When I clarify that I am not proposing myself in place of their investment manager and add that I am not claiming to be better than their investment manager, they get puzzled and curious.
The Good Old Days,
and The Fantastic Days Ahead...
May 7, 2019
Many years ago, when I was a stockbroker, I researched companies listed on various stock exchanges. Based on my research, I would recommend buying or selling the listed shares of specific companies to professional fund managers who typically managed unit trusts or mutual funds[1].
Applying Serious Gaming
to Improve Risk Profiling Analytics
Team SquirrelSave
In this White Paper, we share how SquirrelSave breaks new ground with gamification of risk profiling to restore some order to the muddied world of personal investing.
What You Should Know About Unit Trusts
April 18, 2019
If you are new to investing, it can be very intimidating. Not everyone is schooled in finance or accountancy. Even for first-timers schooled in finance or accountancy, it can be confusing. Not everyone has the same gung-ho risk attitude. Yet there is a fear of losing out when you hear boasts from people who say how much money they made from investing.
Is Risk Profiling Just Another Questionnaire?
April 11, 2019
For too long, investing has lost its way. With so many financial products and hard-selling, we risk paying too much for something unsuitable. It is an uneven playing field. Yet, we are to blame.
Psst! Are you investing, gambling or speculating?
April 5, 2019
Many people say they invest. But they are really gambling or speculating! What aboout you? The difference in investing, gambling and speculating is in the underlying personal behavior which depends on attitudes towards the risks involved.
MAY 2022
EMERGING FROM A BRUTAL APRIL 2022…
走出残酷的2022年4月...
APR 2022
SquirrelSave AI outperforms: +2.6% to +4% returns in March 2022!
SquirrelSave AI表现优异。2022年3月，+2.6%至+4%的回报!
HOW SQUIRRELSAVE AI RISK-MANAGED PORTFOLIOS PERFORMED OVER TIME
松鼠储蓄AI不同风险管理投资组合的长期表现
MAR 2022
COMPARE AI-DRIVEN vs HUMAN-DRIVEN INVESTMENT DECISIONS
人工智能与人类的投资决策：谁更聪明？
SquirrelSave Conservative Portfolio up +3.65% for the month of Feb & 0.10% YTD
SquirrelSave保守型投资组合2月份上涨了+3.65% 今年以来上涨了0.10%
Insights Into SquirrelSave AI’s Dynamic Asset Allocation
了解一下松鼠储蓄人工智能的动态资产配置情况
FEB 2022
What the Russia-Ukraine Crisis Means For Savvy Investors
在有恐惧的时候投资、贪婪时须恐惧
SquirrelSave AI seems to know something’s happening
松鼠储蓄所的AI似乎知道有事情发生
SquirrelSave ONE Dollar Reference Portfolios
松鼠储蓄一美元参考组合
SquirrelSave Reference Portfolios riding out short term volatility
松鼠储蓄参考投资组合渡过短期波动期
5 Investing Insights & Strategies From Chinese New Year Games
JAN 2022
3 Smart Ways to Grow Your Child’s HongBao Money
SquirrelSave - Looking Ahead as we begin 2022
SquirrelSave - 2022年伊始我们展望未来
SquirrelSave ONE Dollar Reference Portfolios
+12% & +17% during Jan-Dec 2021
+19% & +31% in 18 months since May 2020
松鼠储蓄一美元参考投资组合
2021年1-12月期间，+12% & +17%。
自2020年5月以来的18个月内+19% & +31%。
SquirrelSave Reference Portfolios Outperform Significantly in 2021
Delivered +14% to +25% Returns for whole year 2021
松鼠储蓄参考投资组合在2021年表现突出
2021年全年实现了+14%至+25%的回报率
DEC 2021
SQUIRRELSAVE INVESTMENT OUTLOOK 2022
7 Ways SquirrelSave AI is Revolutionising Investing
SquirrelSave Reference Portfolios Doing Well Despite Headwinds
Delivered +15% to +25% Returns YTD end-Nov 2021
松鼠储蓄的参考投资组合在逆境中表现良好
2021年11月底的YTD回报率为+15%至+25%。
SquirrelSave ONE Dollar Reference Portfolios
+14% & +19 during Jan-Nov 2021
+21% & +33% in 18 months since May 2020
松鼠储蓄一美元参考组合
2021年1-11月期间增值+14% & +19
自2020年5月以来的18个月内，+21% & +33%
NOV 2021
Invest in the Best Gift for Your Loved Ones this Christmas
SquirrelSave Reference Portfolios Racing Ahead!
+13% to +21% (Jan-Oct 2021)
SquirrelSave参考投资组合飞速增长!
+13%至+21% (2021年1月至10月)
SquirrelSave ONE Dollar Reference Portfolios
+12.3% & +15.2% in first 10 months of 2021
+19% & +29% in 17 months since May 2020 inception
松鼠储蓄一美元参考组合
2021年前10个月，+12.3%和+15.2%。
自2020年5月开始以来的17个月内，+19%和+29%。
OCT 2021
8 Ways To Build Your Child's Financial Literacy
Sep 2021 SquirrelSave Reference Portfolios Outperform
+11% to +14% YTD end-Sep 2021
2021年9个月SquirrelSave参考组合表现优异
截止到2021年9月底的投资回报率为+11%至+14%。
SEP 2021
SquirrelSave ONE Dollar Portfolios:
Update +18% & +26% in 15 mths!
SquirrelSave一美元投资组合。
15个月内上涨了+18%和+26%!
End-Aug 2021
SquirrelSave Performance Update
Reference Portfolios Edge Up Further in Aug 2021
+13% to +19% YTD end-Aug 2021
2021年8月底 松鼠储蓄的最新表现
参考投资组合在2021年8月进一步上升
截止到2021年8月底，累计回报率+13%至+19%。
AUG 2021
SQUIRRELSAVE PERFORMANCE UPDATE
Reference Portfolios +12% to +16% YTD end-July 2021
松鼠储蓄业绩更新
2021年至7月底参考投资组合累计回报率+12%至+16%
JUL 2021
INVESTMENTS AS A MEANINGFUL GIFT FOR A FRIEND OR A LOVED ONE!
投资作为一个有意义的礼物送给朋友或爱人!
SquirrelSave ONE Dollar Portfolios: +16% & +22% in 13 mths!
SquirrelSave一美元投资组合：13个月内增值+16%和+22%!
SQUIRRELSAVE: +11% to +13% IN FIRST HALF 2021
SQUIRRELSAVE：2021年上半年增长+11%至+13%。
JUN 2021
MY SQUIRRELSAVE PORTFOLIO: +35% in 25 months
GLOBAL VACCINATION CHALLENGE & GROWING INTEREST IN CRYPTO ASSETS
MAY 2021
APR 2021
LATEST! APRIL SQUIRRELSAVE PERFORMANCE: UP +7.3% TO +8.6%
最新信息! 4个月松鼠储蓄(SQUIRRELSAVE)的表现：上涨+7.3%至+8.6%
SQUIRRELSAVE PORTFOLIOS ARE UP +5.7% TO +7.0% IN FIRST QUARTER 2021
松鼠储蓄的投资组合在2021年第一季度上涨+5.7%至+7.0%
MY SQUIRRELSAVE PORTFOLIO: +27% in 22 months (+14% per annum)
我的松鼠储蓄(SQUIRRELSAVE)组合：22个月内增值+27%（每年+14%）
MAR 2021
Pandemic One Year on with Vaccines, Global Recovery & Rise of Crypto...
疫苗，大流行一年后，全球复苏和加密货币的崛起
FEB 2021
Go Digital & Gift a Squirrelsave Hongbao this “Niu” Year!
这个 "牛 "年，迎接数码化，送松鼠储蓄(SquirrelSave)红包!
JAN 2021
Stay
Invested & Reap Better Returns
保持投资并获得更好的回报
How did My Squirrelsave Portfolios Do in 2020?
DEC 2020
As 2020 closes, what lies ahead for global investment markets?
Blistering November Gains for Stock Markets Even As Covid Rages On
NOV 2020
Risk Management Still Critical - As It Always Has @ SquirrelSave
OCT 2020
SEP 2020
AUG 2020
Anyone Can Enjoy Smart Investing – Starting From One Dollar
Time to Take Stock of Investing (no pun intended)
JUL 2020
Glad that SquirrelSave is Navigating Smartly Amidst this Crisis
Shhh!!! My SquirrelSave Portfolio Seems to Know Something About Gold
MAY 2020
How My SquirrelSave Portfolio Behaved Through the Covid-19 March 2020 Market Crash
APR 2020
Sharp Recovery Since the Covid-19 Crash
Getting It Right: Realised and Unrealised Gains/Losses
MAR 2020
Is Covid-19 different from the past crisis?
Covid-19: Defining Your Investment Experience
Covid-19: Has Fear Run Ahead of Markets?
FEB 2020
SquirrelSave portfolios are doing fine despite Covid-19
JAN 2020
How Covid-19 Affects Investment Strategy
NOV 2019
Stop Paying for Bad Performance
OCT 2019
Whitepaper:
SquirrelSave’s F.A.M.E
[Factor Analytics Machine Learning Engine]
AUG 2019
JUN 2019
Smart Investing with Global Diversification at SquirrelSave
MAY 2019
Why Replace The Human Investment Manager?
The Good Old Days, and The Fantastic Days Ahead...
APR 2019
Whitepaper: Serious Gaming in Risk Profiling
What You Should Know About Unit Trusts