November 1, 2019 | Victor Lye
It’s hard when you see people pay too much for too little – people who don’t have a lot to start with. Yet you see the people who have so much – and who are smart enough to avoid being fleeced.
Victor Lye, Yi-Chen Chia
Section 1: Introduction
Section 2: Pivot’s Factor Modelling with Machine Learning Analytics
Section 3: Portfolio Optimization on Pivot’s Factor Model
Section 4: Personalized Solution – Dynamic Advisory and Rebalancing
Aug 10, 2019 | Victor Lye
The global risk outlook has risen compared to 3 months ago. Concerns over global growth remain high amidst trade war fallout fears. Gold touched fresh multiyear highs while bond yields continue to fall. Negative interest rates threaten wiggle room for policy actions.
Jun 13, 2019 | Victor Lye
Internet social media has shifted the way news or facts are delivered and perceived – with profound implications for the way we should invest. I am asked by many these days about the implications for their investments because of the news frenzy about the USA-China trade war. I can understand the anxiety. Yet, I need to remind ourselves about our human short-term memories.
May 21, 2019 | Victor Lye
When investors ask me what I do, I cheekily tell them that I intend to replace their human investment manager. They think I am doing a marketing pitch for them to appoint me as their investment manager. When I clarify that I am not proposing myself in place of their investment manager and add that I am not claiming to be better than their investment manager, they get puzzled and curious.
May 7, 2019 | Victor Lye
Many years ago, when I was a stockbroker, I researched companies listed on various stock exchanges. Based on my research, I would recommend buying or selling the listed shares of specific companies to professional fund managers who typically managed unit trusts or mutual funds.
Victor Lye, Yi-Chen Chia
In this White Paper, we share how SquirrelSave breaks new ground with gamification of risk profiling to restore some order to the muddied world of personal investing.
April 18, 2019 | Victor Lye
If you are new to investing, it can be very intimidating. Not everyone is schooled in finance or accountancy. Even for first-timers schooled in finance or accountancy, it can be confusing. Not everyone has the same gung-ho risk attitude. Yet there is a fear of losing out when you hear boasts from people who say how much money they made from investing.
April 11, 2019 | Victor Lye
For too long, investing has lost its way. With so many financial products and hard selling, we risk paying too much for something unsuitable. It is an uneven playing field. Yet, we are to blame.
April 5, 2019 | Victor Lye
Many people say they invest. But they are really gambling or speculating! What aboout you? The difference in investing, gambling and speculating is in the underlying personal behavior which depends on attitudes towards the risks involved.